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The consumer loan is a solution which aims to help an individual finance his projects. It is intended for individuals under the consumer law. But other credit solutions for legal persons exist, such as restricted credit. Consumer credit is extended by banks, retailers, and others to enable consumers to purchase goods immediately and pay off the […]

Revolving credit or revolving credit is a form of consumer credit that consists of a banking organization in making available to the borrower a certain amount of money, usable freely. Subscribed for one year, this credit is renewed every year by tacit agreement. When can we cancel it? Which standard mail should be sent? When […]

Need a loan of 1,500 dollars to set up your auto repair, appliance renewal or another project? For the bank, a loan of this amount is generally part of small credits, also called mini-credits. As such, it will often offer the future borrower revolving credit, which is a form of consumer credit without proof of […]

Owner of a property, you want to improve the comfort of your accommodation? Depending on the scope of your project, it may be necessary to have a long-term work loan from the bank. To finance works at a lower cost, you can combine your works credit with state aid and play on the insurance delegation! […]

        With a small income, it is more complicated to get a loan from banks. It is necessary to provide supporting documents and the strict conditions exclude low wages and unemployed people. In these conditions, how to undertake projects in life? There are solutions adapted to these situations, in particular small salary […]

A zero rate loan is a very attractive type of credit since you only pay back the borrowed capital. This state-assisted loan allows you to finance part of the acquisition or construction of your home. But to benefit from it, it is necessary to respect a certain number of conditions which we will detail to […]

To meet the challenges of retirement, seniors can take out consumer loans. Without the intermediary of the banks, consumer credit offers attractive conditions to reduce the cost of borrowing, a requirement for a retiree with declining income. RETIREMENT FIGURES After a busy professional life comes the time of retirement. France has nearly 20 million retirees, […]

Home loan insurance, credit insurance or even borrower insurance designate the same intention: protect the bank but also the property of the borrower from a possible default in the event of death, accident or loss of employment. Required because of the amount of capital loaned, it increases the total cost of credit to the extent […]